Homeowners Insurance

Your home is probably your biggest single investment. Lappan Agency  clients know they can count on us to protect that investment with the right coverage at the best possible rates.   Based on your individual needs, we will recommend a policy to protect your home, your valuables, and your lifestyle.  That package could include:

Dwelling  (your home and attached structures)

Other Structures (structures set apart from your home, e.g. detached garage, work shed, etc.)

Personal Property

Loss of Use  (If you have a covered loss and can’t live in your home, coverage of necessary additional living expenses)

Personal Liability  (protection against claims or lawsuits by another person for damages due to bodily injury or property damage)

Medical Payments  (resulting from accidental injury to others)

We help you take full advantage of available discounts including:

  • Home and auto policies placed with the same insurance company
  • Monitored burglar and/or fire detection systems
  • New home construction

We can arrange the additional coverage you need if you make major upgrades to your home or purchase items of significant value such as jewelry or artwork. We can also provide supplemental protection that is not covered by your standard homeowner policy such as Umbrella, Flood and Earthquake insurance

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